Giainvestment-會員專區-登入

In response to the advent of the era of low interest rates, the importance of preserving and gradually increasing the value of assets in the medium and long term is increasing day by day! Everyone needs to know the correct way to manage assets in order to pursue more wealth or protect the wealth they already have. Good asset management methods should include setting mid- to long-term financial goals, establishing asset management processes, Compliance with discipline during execution. Developing long-term savings habits and good financial management skills is a lifelong pursuit and is as important as maintaining physical health. GIA has set out the following asset management steps to help you manage your assets effectively：

Financial diagnosis

Financial and tax planning

Investment Strategy & Risk Management

Instant account analysis

Performance Evaluation

(一) Financial diagnosis
Have you ever estimated how to save the huge expenses needed for your children's education fund? How much more do you need to save to meet the minimum education fund requirements for your children?	Have you ever considered that in the unfortunate event of your death, you should leave protection for your family to ensure your children’s education and family livelihood for the next ten years?	Have you assessed whether you have enough savings for retirement? Or how long do you need to work, and how high your savings and investment returns need to be, to reach the retirement amount you need?	Do you regularly track and record a set of family financial reports and financial figures? Or do you often pay attention to various tax saving and tax avoidance methods and news, and adopt active tax planning?

Do you have a savings and investment account that is convenient, flexible, integrated, and can meet insurance or even trust needs? In case of death, can my children use this education fund?	Are the long-term credit risk of the company issuing the policy and the benefits of the policy what you really need or can accept?	If you have sufficient savings, have you completed estate and gift planning? Do you know what your policy contains to assist with estate planning?	You may think that foreign assets are not only exempt from personal income tax, but also exempt from inheritance tax. In that case, you must consult a financial or tax advisor. Have you found a true financial and tax expert? Are their consulting fees reasonable?

If your children's education fund is insufficient, have you considered adopting a long-term, low-risk investment plan with an investment return rate 2-3% higher than bank deposits?	Have you consulted with multiple financial advisors to carefully study and compare the contents and costs of various insurance policies before deciding which policy to purchase?	Do you have a clear investment or savings plan or investment management method, and regularly evaluate the performance and volatility of your savings and investment portfolio?	Can a financial or tax expert plan your investment management affairs or even find suitable financial, insurance and investment accounts for you? Are you sure someone can do most of your financial diagnosis for you at once?

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